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Our Past Success Rates

Just a 20 point FICO increase can mean the difference of tens of thousands dollars in interest paid over the life of an average priced home. We, and our associates, have a proven track record of raising FICO scores quickly and effectively to give our clients better purchasing power.

There are too many factors that make up the credit score, so it is impossible to give you an accurate prediction of how much your score will increase. Since we do not know for sure which items we are going to get removed, it is nothing more than a guess for us to tell our client how much their score will increase.

Breakdown of Deletion Rates by Account Type

Here is the statistical breakdown item by item of our chances of being able to remove your item based on past experience. Remember, just because we have been able to remove an item in the past, by no means guarantees we will remove your negative item.

Mortgage Account Information being reported
  • One time 30 days late - 80% chance of removal within 45 days
  • 30 days late more than once - 80% chance of removal within 45 days if we only focus on one late payment but 65% over 90 days if we focus on all late payments from this account
  • 60 or more days late, whether it is 1 time or several 65% over 90 days






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